Step 1: Complete the quiz and book your Roadmap Session
Answer a few quick questions above to see if you qualify to book a session.

Step 2: Your Roadmap Session
We confirm your borrowing power, schemes you may qualify for, and the exact steps to get approved. You’ll either be ready to start now or we’ll give you a clear plan to get ready.

Step 3: Apply for pre-approval
Once documents are provided, we submit your application and secure your pre-approval so you know your true budget.

Step 4: Start house-hunting confidently
With pre-approval in place, we guide you through offers, auctions, and understanding property values.

Step 5: Full approval and settlement
When you find a home, we finalise your loan and support you through settlement from start to finish.

Step 6: Long-term support
We review your loan regularly and help you plan future steps, including using equity later on.

Because we specialise in home loans for first-home buyers, we know the exact lenders, policies and shortcuts that work for your situation.

Most first-home buyers delay for months because they don’t know what they can borrow or when they’ll be ready. Once you understand your real numbers and the steps to take, the fear lifts and you can move forward with confidence.

Clarity creates momentum, and momentum gets you into your first home much sooner.

A single bank can only offer you their own products, and they’re not legally bound to act in your best interests. Let's be real, they’ll never tell you another bank up the road has a sharper rate or better product that is more suitable for you. As your mortgage broker, we have access to 40+ lenders and we are legally (and ethically) required to recommend what’s genuinely best for you.

And unlike generalist brokers, we work exclusively with first-home buyers. We see the same scenarios every day - the policy traps, government scheme quirks and small details others often miss. These nuances can be the difference between getting approved smoothly or getting knocked back.

Yes, most of the clients we help are actively saving and preparing to buy within the next 6 months.

But you shouldn't assume you're not ready, you'd be surprised how many people don't even realise they're ready to buy right away and they had no idea.

The First Home Roadmap session is specifically for first home buyers aiming to buy within the next 6 months who want a clear, structured finance plan to purchase their first property.

If you’re in early research mode, our social media content is probably a good starting point - the links are at the bottom of this page.

No, we don't need any documentation before our call. However to provide you with an accurate borrowing capacity assessment, please be prepared with details regarding your income, existing debts and current savings balance.

Yes. We use real lender policy and servicing calculators to give you an accurate buying range - not estimates from generic online calculators. This is why the session works best for people preparing to buy soon.

Yes. As your mortgage broker we manage the entire end-to-end finance process.

Not at all.
The Roadmap Session is simply a planning call to see where you’re at and whether you’re eligible.
There’s no obligation to proceed if you don't think we're a good fit to work together.

If you’re ready to apply for a pre-approval right away and you're ready to get started, we’ll let you know what documentation we require to complete your pre-approval.

If you need more time to save or prepare, we’ll guide you on what to do next and check in when you're ready to proceed.

No. The session is simply a conversation to give you clarity and direction.

A credit enquiry only occurs if a loan application is submitted to the bank. Everything that happens before that has absolutely no impact to your credit report.

Absolutely. We can help you even if you're credit impaired. Depending on the level of credit impairment, we may be able to mitigate your circumstances with an explanation to the bank. If it is more serious than that, we have industry connections and can put you in touch with professional credit repairers.

Almost every first-home buyer we help has never had a loan before, it's completely normal.
Lenders don’t require you to have previous loan history - they simply assess your income, deposit, and ability to afford the repayments.

We will give you a call on your mobile for your initial First Home Roadmap Session.

Our services are 100% free to our clients.

We are paid an upfront and trailing commission by the lender once your loan settles. Pretty much every lender pays the same rate, so we're not incentivised to choose one over the other.

Also, if you refinance to another bank or sell your property within the first 24 months, we are required to repay our commissions. This is called "clawback" and is another reason why it makes no commercial sense for us to recommend you an unsuitable loan product.